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742 Total ResultsAccess to Employee Benefit Records – Take Action Now to Avoid Issues Later
…to your company: Check your vendor agreement. Confirm your rights to your retirement plan data. Make sure you have full access to call center recordings, as the actual transcript of…
Checklist for Group Health Plan Participant Disclosure Requirements
…enter open enrollment season for calendar year plans, take a moment and use the following checklist to be sure your company is satisfying its group health plan participant disclosure requirements….
Health Care Reform – Departments Issue Final Rules Under ACA
…and provide contact information for questions and complaints in any summary of benefits provided under the plan. Model disclosure language is available. Prohibition of Preexisting Condition Exclusions Excluding benefits for…
Cybersecurity Threats: What Retirement Plan Sponsors and Fiduciaries Need to Know β and Do
…testing procedures. Determine the frequency and type of systems testing, which might include threat detection, penetration testing, testing of backup and recovery plans, and systems resiliency testing. Establish how often…
Time to Prepare for the End of the Year – (Part One)
…talking with their service providers now about what must be done by year-end. Retirement Plan Disclosures As a quick reference, the following is a list of certain year-end disclosure requirements…
IRS Modifies FSA Use-or-Lose Rule
…Plan sponsors are not required to adopt this optional provision and can choose the maximum carryover amount, as long as it doesn’t exceed $500. This carryover rule applies only to…
Employer Responsibility – Will You Pay or Play? Part II
…An employee generally is considered full-time if he or she is a common law employee paid for, on average, at least 30 hours per week. An employee must be credited…
Employer Responsibility – Will You Pay or Play?
…“minimum value” requirement. Minimum Essential Coverage: Most employer-provided group health coverage will meet the very broad definition of “minimum essential coverage,” but the definition does not include excepted benefits such…
Offering Benefits to Employees – When Benefits are Subject to ERISA & What that Means
…be subject to ERISA. These exclusions include, but are not limited to, governmental plans; church plans; plans maintained solely to comply with worker’s compensation, unemployment compensation, or disability insurance laws;…
Intranet Posting of Form 5500 Information Required for Defined Benefit Plans
…post that information on any website maintained specifically for the purpose of communicating with the plan sponsor’s employees and not the general public (such as the plan sponsor’s intranet). It…